A copy of all Medicare Supplement advertisements must be submitted for approval to

• A. The Commissioner
• B. The Insurance Department
• C. The Regulatory Board
• D. The State Health Agency

Answer: (A)

Advertising Medicare Supplement plans is tightly regulated to prevent misleading claims. Before any ad can be used, a copy must be submitted to the state regulator for review. The Commissioner, who heads the state's Insurance Department, has the authority to approve or require changes to ads to ensure they are truthful, not deceptive, and include any required disclosures. This centralized preapproval helps protect consumers across insurers. The other options don’t fit because the Regulatory Board and State Health Agency aren’t typically responsible for approving insurance advertising, and while the Insurance Department oversees regulation, the actual approval authority sits with the Commissioner.