All newly issued group disability policies must provide coverage for which of the following?

• A. Treatment of alcoholism
• B. Dental care
• C. Maternity benefits
• D. Vision care

Answer: (A)

The main concept is that group disability policies must treat alcoholism as a medical condition that requires coverage for its treatment. Because alcohol use disorders are recognized conditions with valid medical treatment, many states require that new group disability policies not exclude or limit coverage for this condition. This ensures access to necessary treatment when a disability arises from alcoholism or related issues.

Dental care, vision care, and maternity benefits are not universally mandated components of every group disability policy; they’re more typically offered as separate benefits or riders in different kinds of coverage, not as a baseline requirement for all newly issued group disability policies.