An intermediary must complete how many hours of approved training to sell long-term care products?

• A. 4 hours
• B. 12 hours
• C. 8 hours
• D. 16 hours

Answer: (C)

Training requirements for selling long-term care products ensure brokers understand how these policies work and how to explain them clearly and accurately. Regulators set a minimum amount of approved training to cover the key aspects of LTC options, including benefits, limits, riders, inflation protection, elimination periods, and how claims and eligibility work, along with consumer protections and compliance. Eight hours is the standard approved training duration for intermediaries to be authorized to sell long-term care products. Completing this amount signals you’ve gained the essential knowledge to discuss LTC products responsibly and in compliance. The other listed hour counts do not meet the standard minimum required.