An Outline of Coverage for a Medicare Supplement policy MUST be given to the applicant at which time?

• A. The time of application
• B. After underwriting approval
• C. At the first premium payment
• D. Upon policy renewal

Answer: (A)

The key idea is ensuring the applicant has essential, easily comparable information before deciding to buy. The Outline of Coverage for a Medicare Supplement policy is a standardized document that explains what the plan covers, how much you pay (cost-sharing), any exclusions, and the rights and protections involved. It must be provided at the time of application so the applicant can review clear details and compare options before underwriting decisions are made or before the policy is issued and premium obligations begin. Providing it later would deprive the buyer of crucial information during the decision process and could create confusion or improper purchases. Therefore, presenting the Outline of Coverage at the time of application is the correct practice.