Disability benefits are typically how compared to pre-disability earnings?

• A. Much more than before
• B. About the same as before
• C. Somewhat less
• D. Significantly more than before

Answer: (C)

Disability benefits are designed to provide financial support when you can’t work, but they’re not meant to fully replace your salary. They’re typically calculated as a portion of your pre-disability earnings, and the exact amount varies by policy or program. Because of this partial replacement and because taxes or other income can affect the net amount, the payment you receive is usually somewhat less than what you earned before. That’s why the best description is that disability benefits are somewhat less than pre-disability earnings.