Health plans must provide coverage for newborns for how many days?

• A. 60 days
• B. 30 days
• C. 90 days
• D. 120 days

Answer: (A)

Newborn coverage extension is built into many health plans to ensure immediate access to medical care after birth while the family arranges enrollment. The plan will automatically cover a newborn for a set period, commonly two months, which is 60 days. After that window, you’ll need to add the newborn as a dependent to continue coverage uninterrupted. This 60-day timeframe gives families a safety net during the initial post-birth period, when claims may arise and enrollment paperwork is being completed. The other durations are not the standard extension addressed here, which is why 60 days is the best choice.