Hospice care is included in some standard Medicare Supplement policies. Which option best reflects this benefit?

• A. Hospice care
• B. Dental coverage
• C. Vision coverage
• D. Hearing aids

Answer: (A)

Medicare Supplement policies are designed to fill gaps in Original Medicare by paying the out-of-pocket costs that Medicare doesn’t fully cover. Hospice care is one of those areas where costs can be significant, because while Original Medicare covers many hospice services, there are coinsurance and other cost-sharing amounts. Some standard Medigap plans include a hospice benefit, meaning the policy helps pay those remaining hospice-related costs Medicare leaves to you. This makes hospice care more affordable for beneficiaries who need it. The other services listed—dental, vision, and hearing aids—aren’t standard Medigap benefits, so they don’t reflect what a Medigap plan commonly offers for this type of coverage.