In a group accident and health contract, which party is not directly involved?

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Multiple Choice

In a group accident and health contract, which party is not directly involved?

Explanation:
In a group accident and health policy, the contract is between the employer (the policyholder) and the insurer. Employees are covered under that master policy but do not sign or negotiate the contract themselves; they are insureds rather than contracting parties. So, while they benefit from the policy, they aren’t directly involved in forming or maintaining the agreement. The state may regulate insurance, but it isn’t a party to the contract.

In a group accident and health policy, the contract is between the employer (the policyholder) and the insurer. Employees are covered under that master policy but do not sign or negotiate the contract themselves; they are insureds rather than contracting parties. So, while they benefit from the policy, they aren’t directly involved in forming or maintaining the agreement. The state may regulate insurance, but it isn’t a party to the contract.

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