In travel accident insurance, a double indemnity clause results in benefits being doubled when conditions described in the policy are met.

• A. It doubles benefits under certain conditions
• B. It doubles all benefits
• C. It doubles only medical expenses
• D. It doubles after one year

Answer: (A)

A double indemnity clause changes the amount paid, but only for the specific benefits and only when the policy’s conditions are met. In travel accident insurance, this means the insurer will pay twice the stated amount for losses that are covered by the double indemnity provision (such as accidental death or certain injuries) if the stated conditions occur during travel. It does not automatically double all benefits or merely medical expenses unless the policy explicitly provides that extension, and there isn’t a general rule that doubling starts after a year.