Medicare Supplements, sold to individuals to fill gaps in Medicare, are provided by

• A. Government-sponsored program
• B. Employers only
• C. Private insurance companies
• D. Hospital networks

Answer: (C)

Medicare Supplements, or Medigap, are sold by private insurance companies to fill the gaps in Original Medicare. These plans help cover out-of-pocket costs like deductible, coinsurance, and copayments that Medicare doesn’t pay. They aren’t government programs, nor are they provided by employers or hospital networks. Instead, private insurers offer standardized Medigap policies approved by Medicare, giving individuals a way to reduce the costs they pay when using Original Medicare.