To which of the following group plans do HIPAA rules NOT apply?

Prepare for the Aflac Insurance Exam. Study with flashcards and multiple choice questions, each featuring hints and explanations. Ace your exam!

Multiple Choice

To which of the following group plans do HIPAA rules NOT apply?

Explanation:
HIPAA rules apply to group health plans—plans that provide medical expense coverage or are designed to cover health-related services, such as health maintenance organizations and standard medical expense plans. They don’t apply to coverages that aren’t health care plans. Disability income insurance fits this category because it pays benefits to replace income when you’re disabled, not to cover medical care. So it falls outside the health-plan protections HIPAA addresses.

HIPAA rules apply to group health plans—plans that provide medical expense coverage or are designed to cover health-related services, such as health maintenance organizations and standard medical expense plans. They don’t apply to coverages that aren’t health care plans. Disability income insurance fits this category because it pays benefits to replace income when you’re disabled, not to cover medical care. So it falls outside the health-plan protections HIPAA addresses.

Subscribe

Get the latest from Passetra

You can unsubscribe at any time. Read our privacy policy