Which event would not be covered by an AD&D policy?

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Prepare for the Aflac Insurance Exam. Study with flashcards and multiple choice questions, each featuring hints and explanations. Ace your exam!

Multiple Choice

Which event would not be covered by an AD&D policy?

Explanation:
AD&D coverage pays only for accidental death or specific injuries that result from an accident. It would cover events like drowning if they occur due to an accident, and it would cover injuries such as losing a limb or becoming paralyzed from an accident. But self-inflicted harm, such as suicide, is not an accident and is typically excluded under AD&D policies (often with an explicit exclusion and sometimes a waiting period after policy issue). So suicide would not be covered.

AD&D coverage pays only for accidental death or specific injuries that result from an accident. It would cover events like drowning if they occur due to an accident, and it would cover injuries such as losing a limb or becoming paralyzed from an accident. But self-inflicted harm, such as suicide, is not an accident and is typically excluded under AD&D policies (often with an explicit exclusion and sometimes a waiting period after policy issue). So suicide would not be covered.

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