Which incident would NOT be covered by an Accidental Death and Dismemberment policy?

Prepare for the Aflac Insurance Exam. Study with flashcards and multiple choice questions, each featuring hints and explanations. Ace your exam!

Multiple Choice

Which incident would NOT be covered by an Accidental Death and Dismemberment policy?

Explanation:
AD&D coverage pays for death or specific injuries that happen from an accident, not from self-inflicted harm. Suicide is typically excluded because it is not an accidental event, so it would not be covered. Drowning, loss of a limb, and paralysis are the kinds of outcomes that most AD&D policies include when they result from an accidental incident, so those would be covered under the policy terms.

AD&D coverage pays for death or specific injuries that happen from an accident, not from self-inflicted harm. Suicide is typically excluded because it is not an accidental event, so it would not be covered. Drowning, loss of a limb, and paralysis are the kinds of outcomes that most AD&D policies include when they result from an accidental incident, so those would be covered under the policy terms.

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