Which parties are directly involved in a group accident and health insurance contract?

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Multiple Choice

Which parties are directly involved in a group accident and health insurance contract?

Explanation:
In a group accident and health insurance arrangement, the master contract is between the employer and the insurer. The employer is the policyowner and typically pays the premiums, while enrolling the group of employees. The employees are the insureds under that policy and receive certificates of insurance, but they do not sign the contract themselves. The insurer provides coverage to the group as a whole. The state might regulate such plans, but it is not a party to the contract.

In a group accident and health insurance arrangement, the master contract is between the employer and the insurer. The employer is the policyowner and typically pays the premiums, while enrolling the group of employees. The employees are the insureds under that policy and receive certificates of insurance, but they do not sign the contract themselves. The insurer provides coverage to the group as a whole. The state might regulate such plans, but it is not a party to the contract.

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