Which statement describes the coverage for the Medicare Part B coinsurance in the context of Medicare Supplements?

• A. Medicare Part B coinsurance is described as a core benefit of a Medicare Supplement
• B. Medicare Part B coinsurance is an optional rider
• C. Medicare Part B coinsurance is excluded from all Medicare Supplements
• D. Medicare Part B coinsurance is a separate policy feature not included in supplements

Answer: (A)

Medicare Supplements are designed to fill the gaps left by Original Medicare, and one of the most common gaps is the Part B coinsurance (the 20% you pay after the Part B deductible for many services). A Medicare Supplement plan is built to cover that coinsurance as a standard benefit, not as an add-on or optional feature. That’s why this option is the best choice: Part B coinsurance is included as a core part of the plan’s coverage to help reduce your out-of-pocket costs for Part B services. The other ideas imply it’s something you buy separately or not covered at all, which isn’t how Medigap works.