Which statement regarding an examination of an insurer's books and records by the Commissioner is true?

• A. The insurer must delay up to 15 days after notification
• B. Reports related to solicitors are official records archived from insurance examinations
• C. The Commissioner has authority to examine domestic insurers only
• D. The insurer must not impede an examination and must assist in the examination procedures

Answer: (D)

When an insurer is examined, the regulator has the right to inspect the insurer’s books and records, and the insurer must cooperate. The insurer must not impede the examination and must assist in the examination procedures by providing access to records, responding to questions, and making staff available as needed. This cooperative duty enables the examiner to obtain the information required to assess the insurer’s financial condition and compliance. The other statements don’t fit typical practice: there is no mandated delay after notification, records about solicitors aren’t treated as official examination archives, and the Commissioner’s authority generally extends beyond domestic insurers to include those foreign or otherwise authorized to do business in the state.